Buying a Home? Make Sure to Check All of These Items off Your To-Do List Before the Closing

You’re buying a home! Congratulations, it’s an exciting time! But before you can officially close on your property, there are some tasks you’ll need to check off your to-do list.

So what, exactly, are those tasks?

recent article from realtor.com outlined key tasks soon-to-be homeowners need to complete before they close on their home, including:

  • Get all your contingencies squared away. Contingencies, like getting a home inspection or an appraisal, are contractual obligations that need to be completed before you officially close on your home. If your real estate purchase includes any contingencies, make sure to get them squared away well before your closing date.
  • Get final approval on your mortgage. If you’re buying your home with a mortgage, you’ll need to go through the underwriting process and get final approval before you close on your home. To lower your chances of running into any underwriting issues, don’t make any financial decisions that could hurt your credit score—like making a large purchase or opening new lines of credit.
  • Do a final walk-through. Before you officially buy your home, you want to make sure the property is in the condition you agreed upon in your contract—so make sure to do a final walk-through 24 hours before closing.

For more tips that will ensure a smooth move, contact the team at m² realty. We can answer your questions, give you the best advice, and guide you along the way.
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